Legal

Privacy Policy

This Privacy Policy explains how Tern Yieldwick collects, uses, and safeguards information when you visit our website or use our services. This is a general draft provided for informational purposes and should be reviewed and adapted to reflect your actual data practices and applicable law before publication.

Last updated: this document is a template and does not reflect a specific effective date until completed by Tern Yieldwick.

1. Who We Are

Tern Yieldwick provides AI-driven risk management tools designed for freelancers and consultants managing their own capital. References to "we," "us," or "our" throughout this policy refer to Tern Yieldwick. References to "you" refer to any visitor or user of our website and services.

2. Scope of This Policy

This policy applies to personal information collected through our website, any associated applications, and related communications. It does not apply to third-party websites or services that may be linked from our platform, which maintain their own privacy practices.

3. Information We Collect

We may collect the following categories of information in connection with your use of our website and services.

Identity and contact details you provide, such as name and email address, when you register, make an enquiry, or contact support.
Account and usage information, including login activity, preferences, and interactions with our tools and dashboards.
Technical data such as IP address, browser type, device information, and general location inferred from your connection.
Cookies and similar tracking technologies used to operate the website and understand usage patterns.
Any additional information you voluntarily submit through forms, support requests, or correspondence.

4. How We Use Information

We use collected information for defined, limited purposes related to operating and improving our services.

To provide, maintain, and improve the functionality of our website and risk management tools.
To respond to enquiries, support requests, and communications you initiate.
To monitor, secure, and troubleshoot technical performance and prevent misuse.
To communicate updates, service notices, or relevant information where you have agreed to receive them.
To comply with applicable legal obligations and enforce our terms where necessary.

5. Legal Basis for Processing

Where applicable data protection law requires a lawful basis for processing, we rely on one or more of the following: performance of a contract with you, your consent, our legitimate interests in operating and improving our services, or compliance with a legal obligation. The specific basis depends on the nature of the processing activity.

6. Cookies and Tracking

Our website may use cookies and similar technologies to enable core functionality, remember preferences, and gather aggregate usage statistics. You can usually control or disable cookies through your browser settings; doing so may affect certain features of the website.

7. Sharing of Information

We do not sell personal information. We may share information with service providers who support our website and operations, such as hosting or analytics providers, under appropriate confidentiality arrangements. We may also disclose information where required by law, to protect our rights, or in connection with a business transaction such as a merger or transfer of assets.

8. International Transfers

Depending on where our service providers are located, information may be processed outside of your country of residence. Where such transfers occur, we aim to ensure appropriate safeguards are applied consistent with applicable data protection requirements.

9. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes outlined in this policy, including any legal, accounting, or reporting requirements. Retention periods vary depending on the type of data and the context in which it was collected.

10. Data Security

We implement reasonable technical and organisational measures designed to protect personal information against unauthorised access, loss, misuse, or alteration. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

11. Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, which may include the following.

The right to request access to the personal information we hold about you.
The right to request correction of inaccurate or incomplete information.
The right to request deletion of your personal information, subject to legal exceptions.
The right to object to or restrict certain types of processing.
The right to withdraw consent at any time where processing is based on consent.
The right to lodge a complaint with a relevant supervisory authority.

To exercise any of these rights, please contact us using the details provided on our website. We may need to verify your identity before responding to certain requests.

12. Children's Privacy

Our services are intended for use by adults in a professional capacity and are not directed at children. We do not knowingly collect personal information from children, and any such information identified will be deleted upon discovery.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Updated versions will be posted on this page, and continued use of our services after changes take effect constitutes acceptance of the revised policy.

14. Contact Us

If you have questions about this Privacy Policy or how your information is handled, please reach out through the contact information provided on our website. This document is a general template and should be reviewed to ensure it accurately reflects Tern Yieldwick's actual data practices.