Legal

Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Tern Yieldwick website and services. Please read them carefully before using our platform. This is a general draft template and should be reviewed and adapted to reflect your specific business operations and applicable law before publication.

1. Acceptance of Terms

By accessing or using any part of the Tern Yieldwick website or services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our services. Tern Yieldwick reserves the right to update or modify these Terms at any time, and continued use of the service after changes are posted constitutes acceptance of the revised Terms.

2. Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use Tern Yieldwick's services. By using our platform, you represent and warrant that you meet these eligibility requirements and that all information you provide to us is accurate and current.

Using Our Platform

Service Usage and Responsibilities

The following sections outline how our services may be used and the responsibilities that come with your account.

  • Tern Yieldwick provides tools and information intended to support risk management decisions. Nothing on this website constitutes financial, legal, or tax advice, and users remain solely responsible for their own decisions.
  • You agree to use the platform only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of the service.
  • You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account.
  • You must notify Tern Yieldwick promptly of any unauthorized use of your account or any other breach of security.
  • Tern Yieldwick reserves the right to suspend or terminate accounts that violate these Terms or are used in a fraudulent or abusive manner.

3. Intellectual Property

All content on the Tern Yieldwick website, including text, graphics, logos, software, and design elements, is the property of Tern Yieldwick or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of our content without prior written consent.

4. Fees and Payment

Certain features of our service may require payment of fees. Where applicable, pricing, billing cycles, and payment terms will be presented to you prior to purchase. Tern Yieldwick reserves the right to change its fees with reasonable notice. Failure to pay applicable fees may result in suspension or termination of access to paid features.

Important Notices

Disclaimers and Limitation of Liability

No Warranty

The Tern Yieldwick service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the service will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by applicable law, Tern Yieldwick shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill arising from your use of or inability to use the service, even if advised of the possibility of such damages.

5. Termination

Tern Yieldwick may suspend or terminate your access to the service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or our business interests. You may discontinue use of the service at any time.

6. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Tern Yieldwick. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Tern Yieldwick operates, without regard to conflict of law principles. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

8. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms will otherwise remain in full force and effect.

Updates

Changes to These Terms

Tern Yieldwick may revise these Terms from time to time to reflect changes in our services, operations, or legal requirements. The updated Terms will be posted on this page with a revised effective date. We encourage you to review these Terms periodically to stay informed of any updates. Continued use of the service after changes take effect constitutes your acceptance of the revised Terms.

Questions

Contact Us

If you have any questions about these Terms and Conditions, please reach out through the contact details provided elsewhere on this website. We aim to respond to all enquiries in a timely manner.